Should financial literacy be required in high school?
Comments(8) Three presidential debates and none of the candidates are talking about what I think should be one of the next administration’s top education priorities: financial literacy.
Look at what’s happened to the economy: credit and equities markets have tanked in great part because many people borrowed to live beyond their means. And with the economy in trouble, now a lot of people are poised to make huge mistakes by pulling out of their 401(k)s or “putting their money under a mattress” where inflation would render it worth little to nothing as the years go on.
In San Diego, the schools have realized that learning how to handle your money is as important as knowing how to read and now require students to take a financial literacy course to graduate.
Isn’t it about time the rest of the country caught up?
They should have a class early on…if not a required class to graduate college. I have ALWAYS said that. No one tells you or teaches you what salary really means. If you make $50K how much you will take home so how much rent you can really afford, etc., etc. Money management and basic life skills are just not being taught and they should be.
Financial education should be apart of both the high school and college curriculum. Learning how to support yourself, and make career decisions based on your overall financial well-being, is vital to your freedom. In school, there is just not enough concentration on how to really take the steps toward financing your goals.
I completely agree with having financial education. I had a little class my senior year of high school called consumer ed. We learned how to balance a checkbook and how to make out a check correctly. I really think high schoolers need a class like consumer ed/financial education. I really think a class telling for example, the pros and cons of zero down financing, why 21% interest on a credit card means, difference between Net pay vs Gross pay
and the importance of a credit score would be great.
I definitely feel financial literacy should be required in high school. I also think it needs to continue in college as part of freshman seminar. With credit card companies targeting students on campus, I think it is essential to give them good financial tools to make decisions with.
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